Max Cash® Lender Directory
Get a closer look at our reviews of the top lenders for personal loans, payday loans, and title loans in 2024. Secure a loan against your car to tackle unpaid bills, access a personal loan to consolidate debt, or count on payday loans when you need help with unexpected expenses.2 5
Up to $2.5K for Personal Loans¹
The application process through TitleMax is straightforward and can be done online or in-store, making it accessible to a wide range of borrowers. While it is typically possible for individuals to skip a credit check and keep driving their vehicles during the repayment process, these loans tend to come with shorter repayment periods, which might not be feasible for everyone.⁵
- Bad credit borrowers may be eligible for title loans
- In store options for some borrowers
- Quick approval and competitive rates⁴
- Funding is possible as soon as the same or by the next business day¹ ²
- Securing a loan against your car can result in repossession if you default on your loan
- Cannot be used for non-personal related expenses
- Must have a bank account to secure a personal loan
- Required documents may change based on your state of residence
- Repayment terms may be short depending on your state of residence⁴
Up to $5K for Personal Loans
WCC has options that caters to borrowers without strong credit scores. Our review is that WCC may not provide as seamless of a loan experience as others in the financial services industry, but it may be able to offer higher title loan amounts to eligible borrowers in comparison to some options.¹
- Bad credit borrowers may be eligible for title loans⁵
- Variety of repayment options are available
- Quick approval and competitive rates⁴
- Securing a loan against your car can result in repossession if you default on your loan
- May need to have a bank account to secure a personal loan
- Required documents may change based on your state of residence
Varies for Personal Loans
CLA has numerous affiliated locations across the country, with a significant presence in states such as Georgia, Texas, Alabama, and South Carolina. This allows individuals from all different regions to begin a loan inquiry online, over the phone, or in person with a loan agent. Our verdict is that CLA focuses on accessibility by providing short-term loans for borrowers, so the repayment period may not be ideal for those who need an extended period of time to pay off their loans.¹
- Bad credit borrowers may be eligible for title loans⁵
- Convenient repayment options
- Fast approval process and competitive rates⁴
- Securing a loan against your car can result in repossession if you default on your loan
- May need to have a bank account to secure a personal loan
- Required documents may change based on your state of residence
Western Shamrock Loans stands out by offering Texas residents multiple locations to apply for personal loans. Personal loans can be used to consolidate debt, pay for weddings or vacations, or handle other large personal expenses. Our verdict is that the accessibility is lower due to their location restrictions, but Western Shamrock Loans can be a viable option for those who need funding.
- Bad credit may not be an issue
- Convenient and fast processing for loan inquiries⁴
- Multiple locations for those who prefer face-to-face interactions¹ ²
- Late fees may add to the overall cost of the loan if your payments aren't made on time
- Risk of Higher Interest rates if your credit score is not ideal⁴
World Finance offers convenient personal loans for consumers who need to obtain emergency funding or funds for debt consolidation. With loans ranging up to $12,000 in some states, this personal loan option can be ideal for borrowers who need quick access to financial help.¹ ²
- Quick approval process⁵
- Bad credit may not be an issue
- Can be repaid in installments⁴ Personal loans can be used to consolidate debt, build credit, and handle unexpected expenses
- Credit check is required
Best Egg is a reputable online lender specializing in personal loans and debt consolidation. Founded in 2013, the company has served over 800,000 customers and offers loan amounts ranging from $2,000 to $50,000 with terms from 36 to 60 months. Known for its quick approval process and competitive rates, Best Egg allows borrowers to pre-qualify without impacting their credit score.
- Online approval process that allows borrowers to see if they are pre-approved
- Installment payments provide predictability
- Co-applicants are not allowed
- Origination fees are charged
Camelot Financial Services offers fast cash loans, typically ranging from $100 to $3,400, focusing on quick approval and friendly service. Established in 2013, they provide personal loans and signature loans to residents of the Oklahoma City metro area. One of the biggest advantages of choosing Camelot is their speedy application process, allowing you to have the money you need as soon as the next business day.¹
- Clear loan terms⁴
- In store options Money can be received in/on same business day, if approved
- Only available in Oklahoma
- Camelot does not offer some types of loans (title loans, etc.)
Balance Credit offers personal loans up to $4,000 with a simple online inquiry process and provides funds by the next business day after full approval. Their personal loan services cater to a variety of needs, but availability and terms vary by state, and not all applications are approved.
- Borrowers with fair to good credit scores are typically accepted⁵
- Funds can be available as soon as the next business day upon full approval
- Cannot be used for non-personal related expenses
- Availability varies by state
- Approval not guaranteed
- Rates vary⁴
Avant offers personal loans designed to meet diverse financial needs. Whether consolidating debt, covering unexpected expenses, or making a major purchase, Avant provides solutions tailored to individual credit profiles. Their online platform streamlines the application process, often delivering quick decisions and funds as soon as the next business day.
- Borrowers with fair to good credit scores are typically accepted
- Funds can be deposited as soon as the next business day.
- Responsive support team available to assist borrowers.
- Cannot be used for non-personal related expenses
- Required documents may change based on your state of residence
- Bad credit is likely an issue for eligibility
For consumers wanting to consolidate their debt or maybe fix a leaky roof, Upgrade can offer flexible personal loans up to $50,000 with no impact to credit to prequalify.¹ The online application process is highly accessible, fast, and approvals can potentially come within minutes and funds deposited the same or next business day.⁵ Upgrade also has credit cards and rewards checking which earn cashback on debit card purchases.
- No prepayment penalties³
- Checking your rate is free
- Upgrade can even send funds directly to your creditors if you are consolidating debt.
- Flexible loan terms⁴
- Credit Check Required
- May not qualify for an unsecured loan without a stronger credit score⁵
Frequently Asked Questions for
Loans & Lenders
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.