Up to $5K for Personal Loans
WCC has options that caters to borrowers without strong credit scores. Our review is that WCC may not provide as seamless of a loan experience as others in the financial services industry, but it may be able to offer higher title loan amounts to eligible borrowers in comparison to some options.¹
Pros and Cons of Wilshire Consumer Credit (WCC)
WCC offers financial solutions for individuals needing quick and flexible options, especially for vehicle owners who may struggle to obtain traditional bank loans.⁵
- Bad credit borrowers may be eligible for title loans⁵
- Variety of repayment options are available
- Quick approval and competitive rates⁴
- Securing a loan against your car can result in repossession if you default on your loan
- May need to have a bank account to secure a personal loan
- Required documents may change based on your state of residence
WCC offers accessible financial assistance through personal or title loans. However, the application process may require additional state-specific documentation, making it less streamlined compared to other loan options.
How Wilshire Consumer Credit (WCC) Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Typically 24-48 months⁴ | 9-18 Months | N/A |
| Funding Timeline | Receive funds in as little as one business day | Receive funds on the same day or by the next business day | Receive funds on the same business day |
| Bottom Line | Offers both personal loans and title loans to qualified borrowers, but the application process is not as streamlined as other options. Borrowers may have convenient options for repaying their loans.⁵ |
For borrowers with poor credit, OppLoans can be a great alternative to payday loans with personal loans up to $4,000 with fixed rates and flexible repayment terms.¹ OppLoans’ partnership with well-established banks also ensures maximum security and trust, but is not available nationwide. |
For those without a checking account or poor credit, Justice Finance can offer personal loans up to $1,760 with no collateral required.¹ Apply online, in-store, or by phone with same-day funding possible, but available only in the DFW area.⁵ |
Frequently Asked Questions about
Wilshire Consumer Credit (WCC)
Yes, WCC is a legitimate company with years of experience in the financial services industry, specializing in title loans and other financial products.
To reach WCC, you can either call (800) 589-0290 or send an email to one of their representatives.
Although the Better Business Bureau (BBB) has reviewed WCC and given an A+ rating, it has not been accredited.
