The Check Cashing Store has over 50 locations across Florida but also offers quick and convenient online payday loan applications for borrowers needing money ASAP, and money can be received in 15 minutes, if approved.⁵ Choose from a Payday or Payday PLUS loan, which offers up to $1,000 and can be paid back in multiple payments over time. Check cashing (of course), money transfers, and Western Union services are also provided at their store locations.
Pros and Cons of The Check Cashing Store
The Check Cashing Store can be a convenient choice for Floridians seeking quick and flexible financial solutions through payday loans.⁵
- Apply in-store or online and get approved in 15 minutes
- No prepayment penalties³
- Payday PLUS loans are paid in multiple payments with a higher loan amount
- Eligible borrowers may receive cash on the same or next business day, if approved⁵
- Payday loans can come with higher interest rates and fees
- Only available in Florida
- Applicants must verify a steady income
- Shorter repayment periods may be problematic for some consumers
How The Check Cashing Store Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | 1 to 3 months⁴ | 24 to 60 months | N/A |
| Funding Timeline | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | The Check Cashing Store offers payday loans online or in-store up to $1,000 if approved for Payday PLUS.⁵ Clear and upfront about fees with no prepayment penalties, but only for Florida residents.³ |
OneMain Financial is a well-established, 100+ year old lender offering personal loans up to $20,000, for many financial needs.¹ Eligible applicants may even receive funding the same or by the next business day, if approved.⁵ |
Oportun assists borrowers needing funds quickly with personal loans up to $10,000 with approvals and funding possible the same day.⁵ Loans come with fixed monthly payments, no hidden or prepayment penalties, but not available nationwide.³ |
Frequently Asked Questions about
The Check Cashing Store
The Check Cashing Store is a legitimate business with over 50 Florida store locations.
Call 1-800-361-1407 to speak to Customer Service, or find a store location here.
The Check Cashing Store is not currently accredited by the Better Business Bureau (BBB).
