Max Cash® Lender Directory
Get a closer look at our reviews of the top lenders for personal loans, payday loans, and title loans in 2024. Secure a loan against your car to tackle unpaid bills, access a personal loan to consolidate debt, or count on payday loans when you need help with unexpected expenses.2 5
$50-$5,000 for Installment Loans
$50-$1,500 for Payday Loans
Up to 18 months for Installment Loans⁴
Title Loan Terms Vary by State⁴
With a fast approval process, our verdict is that SpeedyCash lives up to its name by providing convenient loan options for securing emergency funding.
- In store options for some borrowers
- Streamlined approval and quick funding⁴ ⁵
- Funding is possible as soon as the same or by the next business day¹ ²
- Must have a bank account to secure a payday loan
- Required documents may change based on your state of residence
1 Loan Amount: Up To $1,500 for Installment Loans
$100 - $500 for Payday Loans
Utah Title Loans can offer a connection to payday loans and quick title loans if you need fast and flexible emergency financial help.
- Bad credit is typically not an issue⁵
- No store visit required, Utah Title Loans comes to you
- For payday loans there are fast in-store approvals⁴
- Vehicle repossession is a potential risk of auto title loans
Our verdict is that USA Web Cash has been providing installment loans with a focus on quick and efficient service, so qualified borrowers can access the financial help they need without a hassle.
- Simple application process online
- Flexible payment methods
- Good and quality service during your loan inquiry
- Some services are only available to Alabama, Idaho, Missouri, North Dakota, South Carolina, Texas, Utah and Wisconsin
If you're searching for cash now, Tower Loan can provide personal and installment loans up to $20,000 for some qualified borrowers, all with excellent customer service and an easy application process.¹ Personal loans are offered either 100% online, or in-store, as well as installment loans which have fixed rates and predictable payments to fit your budget and lifestyle.
- Poor credit is not necessarily a deal breaker for personal and installment loans
- Online or in-store options Flexible repayment terms
- Receive loan potentially the same or by the next business day, if approved⁵
- Some loans require collateral
- Available in only 6 states
- Consumers with lower FICO scores may have higher loan interest rates
Our verdict is that Allied Cash Advance offers personal loans that provide flexibility because they can be repaid in convenient installments over time, allowing borrowers to have predictability during the repayment process.
- May Have the Ability to Obtain Higher Loan Amounts¹
- Previously filing for bankruptcy may not be an issue
- Predictable installments² ⁴
- Must have an active checking account for at least 30 days
- Longer loan terms may lead to paying more in interest over time⁴
ACE Cash Express is a financial services company with over 50 years of experience in business and over 850 locations. This experienced company is known for providing quick and convenient cash solutions, including payday, installment, and title loans, with streamlined application processes and fast approval times. ACE Cash Express also provides additional services such as check cashing, money transfers, and bill payment, making it a one-stop shop for various financial needs.
- Bad credit borrowers can secure title loans
- In store options
- Funding is possible in as little as 24 hours
- Can add loan proceeds to a debit card for convenience
- Required documents for approval can change based on your state of residence
- Some financial products are not available in all states
Up to $1,500
Up to $1,200
For 30 years and counting, Texas Car Title and Payday Loan Services, Inc. provides Texans with quick approvals online or in-store. Use the value in your lien-free vehicle title to access up to $15,000 by applying online and choosing a convenient location for a loan representative to perform an inspection, after which you could be funded the same day, if approved.⁵ Payday loans are also available up to $1,200, as well as installment loans up to $1,500.
- Bad credit is welcome for loan products
- Convenient in-store and online options 30-minute approvals and competitive rates⁴
- Approved borrowers can receive cash the same day or by the next business day⁵
- Loan and interest fee amounts may vary depending on the loan type
- Available only in Texas
- Interest rates may be considerably higher for short-term loan products
- Failing to repay or defaulting on title loans may result in vehicle repossession
Spotloan can deliver short-term installment loans up to $800 for first-time borrowers and is an excellent alternative to payday loans when cash is needed quickly to deal with a financial emergency, or just to make it to your next paycheck.¹ With Spotloans, loans are tailored to fit your budget and situation, paid back over terms as long as 10 months instead of one lump-sum payment. Applying is super-easy, all online, taking only a few minutes and borrowers may be funded as soon as the same or next business day, if approved.⁵
- Spotloan fully considers applicants with bad credit for installment loans
- Prequalifying does not impact credit
- Pay back loan in terms up to 10 months
- If approved, funds may be deposited as soon as the same or by the next business day⁵
- Interest rates may run as high as 490%
- Not available nationwide
- Borrowers are required to have active checking accounts
- Although loan terms may be longer, it may potentially incur more interest being paid
If you're in Arizona and need quick cash and traditional banks won't give you the time of day, Southwest Title Loans can offer $300 to $15,000 using your vehicle title as collateral, with same-day funding possible, if approved.⁵ If you'd rather not visit a store location, just apply online and choose a location for your vehicle inspection and be approved in 20 minutes or less. If you don't own a vehicle or have a lien-free title, you may also apply for a registration loan and be eligible for the same competitive rates!
- Apply online or in-store with minimum hassle Refinancing available and no prepayment penalties³ If approved, receive cash the same day or by the next business day⁵
- Title loans may include higher interest rates and are not meant for long-term financial needs
- Only available in Arizona
- Borrowers who default or do not fully pay back title loans can potentially risk vehicle repossession
Security Finance has been established for over 65 years, offering personal loans up to $2,600 for consumers who may have less-than-ideal credit and need funding for debt consolidation or unexpected emergencies.¹ Apply either in-store or online and potentially receive funding the same or next business day, if approved.⁵ Security Finance also offers a convenient mobile app and online customer portal as well as tax preparation and filing services.
- Consumers with bad credit may still be approved for installment loans
- No prepayment penalties³
- Loan refinancing available to potentially lock in better interest rates⁴
- Borrowers can receive funds as soon as the same or by the next business day, if approved⁵
- Loan amounts significantly vary by state
- Services select states only
Frequently Asked Questions for
Loans & Lenders
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.
Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.