Advance America Loans is a financial services company that provides a range of quick cash solutions, including payday loans, personal installment loans, and title loans. Our verdict is that Advance America prioritizes fast funding and accessibility by offering fast inquiries and in-store or online options.⁵
Pros and Cons of Advance America
Advance America can be a viable option for those seeking personal loans, payday loans, or title loans to individuals without perfect credit scores.⁵
- Bad credit borrowers may be eligible for title loans
- In store or online options
- Quick approval and competitive rates⁴
- Funding is possible as soon as the same or by the next business day¹ ²
- Securing a loan against your car can result in repossession if you default on your loan
- Must have a bank account and SSN for an online loan
- Payday loans have shorter repayment periods⁴
- Required documents may change based on your state of residence
- Repayment terms may be short depending on your state of residence⁴
How Advance America Compares
to Other Options
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| Max Cash's Rating | |||
| Repayment Terms | Up to 36 months | Up to 24 Months | N/A |
| Funding Timeline | Receive funds on the same business day or by the next business day | Receive funds on the same day or by the next business day | Receive funds on the same day or by the next business day |
| Bottom Line | Advance America loans are known for their quick funding and flexible approval process, even if your credit history isn’t up to par.⁴ Applying for a loan in person or online is an option.⁵ |
For those in the 5 states served, Checkmate is a great option for quick access to cash via online and in-store loans. With a simple, fast application process, funding is possible even with bad credit.⁵ |
Presto Title Loans serves Arizona residents with title loans when cash is needed quickly at some of the most competitive/lowest interest rates in the industry. Same-day funding is possible with no prepayment penalties or credit checks.³ |
Frequently Asked Questions about
Advance America
Yes, Advance America is a legitimate business with over 800 locations across the country.
Call customer care at (844)562-6480 to reach Advance America.
Advance America has been reviewed by the Better Business Bureau (BBB) and has an A+ rating, but it has not been accredited.
