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Max Cash® Lender Directory

Get a closer look at our reviews of the top lenders for personal loans, payday loans, and title loans in 2024. Secure a loan against your car to tackle unpaid bills, access a personal loan to consolidate debt, or count on payday loans when you need help with unexpected expenses.2 5

Trusted by Millions
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Title Loans Serviced by LoanMart
Most Recommended
Loan Amount
Up to $15K for Title Loans¹
Loan term
Vary by State
3.80
Rated on TrustPilot
Our Verdict

Since it's possible to receive fast title loan funding through a title loan serviced by LoanMart, we find that LoanMart can provide helpful financial support to qualified borrowers - even if their credit histories aren't up to par. However, be prepared to gather your paperwork in advance to make the online application process a little more streamlined.

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Pros
  • Bad credit borrowers may qualify
  • Refinancing options available to eligible borrowers
  • Funding is possible in as little as 24 hours¹ ⁵
Cons
  • No in-store options
  • Required documents for approval can change based on your state of residence
  • Cannot be used for non-personal related expenses
TitleMax
Most Recommended
Loan Amount
Up to $10K for Title Loans, Varies by State¹
Up to $2.5K for Personal Loans¹
Loan term
Depends on Product Type and Varies by State⁴
3.60
Rated on TrustPilot
Our Verdict

The application process through TitleMax is straightforward and can be done online or in-store, making it accessible to a wide range of borrowers. While it is typically possible for individuals to skip a credit check and keep driving their vehicles during the repayment process, these loans tend to come with shorter repayment periods, which might not be feasible for everyone.⁵

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Pros
  • Bad credit borrowers may be eligible for title loans
  • In store options for some borrowers
  • Quick approval and competitive rates⁴
  • Funding is possible as soon as the same or by the next business day¹ ²
Cons
  • Securing a loan against your car can result in repossession if you default on your loan
  • Cannot be used for non-personal related expenses
  • Must have a bank account to secure a personal loan
  • Required documents may change based on your state of residence
  • Repayment terms may be short depending on your state of residence⁴
Speedy Cash
Most Recommended
Loan Amount
$50-$25K for Title Loans
$50-$5,000 for Installment Loans
$50-$1,500 for Payday Loans
Loan term
By the Next Payday for Payday Loans⁴
Up to 18 months for Installment Loans⁴
Title Loan Terms Vary by State⁴
4.40
Rated on TrustPilot
Our Verdict

With a fast approval process, our verdict is that SpeedyCash lives up to its name by providing convenient loan options for securing emergency funding.

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Pros
  • In store options for some borrowers
  • Streamlined approval and quick funding⁴ ⁵
  • Funding is possible as soon as the same or by the next business day¹ ²
Cons
  • Must have a bank account to secure a payday loan
  • Required documents may change based on your state of residence
Wilshire Consumer Credit (WCC)
Most Recommended
Loan Amount
Typically Up to $30K for Title Loans
Up to $5K for Personal Loans
Loan term
Typically 24-48 months⁴
0.00
Rated on TrustPilot
Our Verdict

WCC has options that caters to borrowers without strong credit scores. Our review is that WCC may not provide as seamless of a loan experience as others in the financial services industry, but it may be able to offer higher title loan amounts to eligible borrowers in comparison to some options.¹

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Pros
  • Bad credit borrowers may be eligible for title loans⁵
  • Variety of repayment options are available
  • Quick approval and competitive rates⁴
Cons
  • Securing a loan against your car can result in repossession if you default on your loan
  • May need to have a bank account to secure a personal loan
  • Required documents may change based on your state of residence
Community Loans of America (CLA)
Most Recommended
Loan Amount
$100-$15K for Title Loans
Varies for Personal Loans
Loan term
Varies by State⁴
0.00
Rated on TrustPilot
Our Verdict

CLA has numerous affiliated locations across the country, with a significant presence in states such as Georgia, Texas, Alabama, and South Carolina. This allows individuals from all different regions to begin a loan inquiry online, over the phone, or in person with a loan agent. Our verdict is that CLA focuses on accessibility by providing short-term loans for borrowers, so the repayment period may not be ideal for those who need an extended period of time to pay off their loans.¹

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Pros
  • Bad credit borrowers may be eligible for title loans⁵
  • Convenient repayment options
  • Fast approval process and competitive rates⁴
Cons
  • Securing a loan against your car can result in repossession if you default on your loan
  • May need to have a bank account to secure a personal loan
  • Required documents may change based on your state of residence
Utah Title Loans
Most Recommended
Loan Amount
$300 - $15,000 for Title Loans
1 Loan Amount: Up To $1,500 for Installment Loans
$100 - $500 for Payday Loans
Loan term
Varies based on the loan⁴
0.00
Rated on TrustPilot
Our Verdict

Utah Title Loans can offer a connection to payday loans and quick title loans if you need fast and flexible emergency financial help.

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Pros
  • Bad credit is typically not an issue⁵
  • No store visit required, Utah Title Loans comes to you
  • For payday loans there are fast in-store approvals⁴
Cons
  • Vehicle repossession is a potential risk of auto title loans
USA Web Cash
Most Recommended
Loan Amount
Up to $4,000 for Installment Loans
2.00
Rated on TrustPilot
Our Verdict

Our verdict is that USA Web Cash has been providing installment loans with a focus on quick and efficient service, so qualified borrowers can access the financial help they need without a hassle.

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Pros
  • Simple application process online
  • Flexible payment methods
  • Good and quality service during your loan inquiry
Cons
  • Some services are only available to Alabama, Idaho, Missouri, North Dakota, South Carolina, Texas, Utah and Wisconsin
Western Shamrock Loans
Most Recommended
Loan Amount
$150 to $3,660 for Personal Loans
Loan term
Varies based on credit history and loan amount
0.00
Rated on TrustPilot
Our Verdict

Western Shamrock Loans stands out by offering Texas residents multiple locations to apply for personal loans. Personal loans can be used to consolidate debt, pay for weddings or vacations, or handle other large personal expenses. Our verdict is that the accessibility is lower due to their location restrictions, but Western Shamrock Loans can be a viable option for those who need funding.

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Pros
  • Bad credit may not be an issue
  • Convenient and fast processing for loan inquiries⁴
  • Multiple locations for those who prefer face-to-face interactions¹ ²
Cons
  • Late fees may add to the overall cost of the loan if your payments aren't made on time
  • Risk of Higher Interest rates if your credit score is not ideal⁴
Wiregrass Title Loans
Most Recommended
Loan Amount
$1,000 to $10,000 for Title Loans¹
0.00
Rated on TrustPilot
Our Verdict

Wiregrass Title Loans stands out by offering a speedy and simple application process, making a vehicle-secured loan a viable option for borrowers with less-than-perfect credit. While its accessibility may be somewhat limited, Wiregrass Title Loans is known for delivering reliable service for qualified individuals in Alabama.⁵

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Pros
  • Bad credit may not be an issue⁵
  • Convenient online application that you can start whenever, wherever⁴
  • Same-day funding is possible¹ ²
Cons
  • Vehicle repossession is a possibility if you default on your loan
  • Vehicle inspection required
  • One location in Alabama
World Finance
Most Recommended
Loan Amount
$450-$12,000 for Personal Loans¹
4.80
Rated on TrustPilot
Our Verdict

World Finance offers convenient personal loans for consumers who need to obtain emergency funding or funds for debt consolidation. With loans ranging up to $12,000 in some states, this personal loan option can be ideal for borrowers who need quick access to financial help.¹ ²

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Pros
  • Quick approval process⁵
  • Bad credit may not be an issue
  • Can be repaid in installments⁴ Personal loans can be used to consolidate debt, build credit, and handle unexpected expenses
Cons
  • Credit check is required

Frequently Asked Questions for
Loans & Lenders

Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.

Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.

Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.

Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.

Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.

Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.

Personal loans tend to be unsecured and are often used for consolidating debt or paying for a large personal expense. If you meet the necessary criteria, you can secure a personal loan at a bank, credit union, or through an online lender.

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